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更新于 9月18日

Card Acquiring Risk Management Manager, RMD

2.5-4萬
  • 香港
  • 1-3年
  • 本科
  • 全職
  • 招1人

職位描述

銀行信貸貸款審核貸款管理銀行
Responsibilities:
Conduct real-time transaction monitoring and risk assessments (fraud detection, merchant credit scoring).
Perform due diligence investigations for new merchants and oversee portfolio risk management.
Lead the implementation of system upgrades and new payment solutions
Collaborate with cross-functional teams (IT, Compliance, Customer Support) to ensure seamless operations.
Monitor industry trends (cross-border payments, Central Bank Digital Currencies) and evaluate emerging technologies (AI-driven fraud detection, blockchain-based settlement).
Manage ad-hoc projects, including process optimization and regulatory compliance initiatives.
Requirements:
Bachelor’s degree in Finance, Business, IT, or a related field.
Minimum 3 years of experience in payment acquiring, card schemes, or fintech operations.
In-depth understanding of the credit card transaction lifecycle (authorization, clearing, settlement) and stakeholder roles (issuers, acquirers, gateways, merchants).
Hands-on experience with payment systems (gateways, POS), API integrations, and data standards (ISO 8583).
Familiarity with dispute resolution frameworks (chargeback processes, arbitration).
Proficiency in international card network rules and fee structures (VISA, Mastercard, UnionPay).
Advanced SQL/VBA proficiency for data analysis.
Fluency in English and Chinese (Mandarin preferred).

工作地點

香港工銀國際證券有限公司中環(huán)花園道3號中國工商銀行大廈

職位發(fā)布者

黃婷/人事經(jīng)理

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