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Key Responsibilities:
1.End-to-End Product Management
· Lead the full lifecycle of personal loan and credit card products, covering market research, demand analysis, product design, pricing strategy, risk assessment, and post-launch optimization.
· Drive digital channel integration (e.g., online banking, mobile apps) to elevate customer experience.
2.Cross-Functional Collaboration
· Partner with risk management, IT, marketing, and compliance teams to ensure competitive positioning and strict regulatory adherence.
· Establish operational policies/procedures for efficiency and compliance.
3.Performance & Compliance Oversight
· Monitor product KPIs through data analytics, refining strategies to achieve business objectives.
· Ensure alignment with HKMA guidelines, internal policies, and global regulations.
4.Operational Excellence
· Manage daily operations and execute ad hoc projects with agility.
Requirements:
· Education: Bachelor’s degree in Economics, Finance, Marketing, or related fields.
· Experience: 3+ years in banking/financial services, with hands-on experience in personal loan/credit card product management.
· Proven expertise in credit risk models, market trends, and HKMA regulatory frameworks.
· Skills:
· Strategic Execution: Resourceful problem-solver adept at prioritizing tasks under constraints.
· Communication: Strong stakeholder engagement skills with a focus on high-quality deliverables.
· Resilience: Thrives in fast-paced environments, meeting tight deadlines without compromising accuracy.
· Language: Fluency in English and Chinese (Mandarin essential).